- Accept credit cards, obtain a merchant account for your business and increase your sales today. Total Merchant Services accepts 98% of all legitimate businesses, including mail-order, phone-order, and internet-based businesses, save money with low interest rates, we don't "nickel and dime you to death" like other processors on the internet

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Total Merchant Services (TMS) is a Member Service Provider for: HSBC Bank, U.S.A.