- Accept credit cards, obtain a merchant account for your business and increase your sales today. Total Merchant Services accepts 98% of all legitimate businesses, including mail-order, phone-order, and internet-based businesses, save money with low interest rates, we don't "nickel and dime you to death" like other processors on the internet

Your Virtual Terminal/Secure Processing Gateway serves is necessary to conduct E-commerce, as it gives your website the ability to accept credit cards over the internet.

Internet Gateway Providers

Option 1: Verisign Payflow Link/Payflow Pro
formerly Signio

Option 2: TotalPay powered by Authorize.Net™

Option 3: Plug 'n Pay

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Total Merchant Services (TMS) is a Member Service Provider for: HSBC Bank, U.S.A.