TOTAL MERCHANT MANAGER E-CHEQUE PROGRAM
Discount Rate	2.4 %
$ Per Transaction	$0.35
* There is no additional statement fee or gateway fee for TMM E-Cheque service.

ACH Checking Service is a Total Merchant Services payment service that allows online and traditional merchants to accept and process electronic check payments -- either directly from their website storefront or through the Total Merchant Manager Virtual Terminal.

TMM e-Cheque makes it easy for online businesses to add an electronic check payment option to their Web site. Customers who wish to pay for a purchase with an electronic check can simply select the electronic check option and enter the requested bank account information. TMM e-Cheque encrypts the data using the same SSL 3.0 encryption technology as TMM and transmits it to the secure server for posting. Transactions are automatically settled each day. Then, the system debits the consumer's account via the Automated Clearing House (ACH)* and transfers the funds to the merchant's account. If the account numbers are entered incorrectly or the account has insufficient funds, the TMM e-Cheque system notifies the merchant.

Included FREE with Total Merchant Manager Virtual Terminal & Pro.